River City Bank

Premium Advantage Checking Account

Our Premium Advantage Checking account offers you the ability to earn interest on your cash. Earn a better interest rate on your savings with easy access to your funds.

  • $3,000.00 minimum to open.
  • Interest paid monthly.
  • Unlimited transactions.
  • A service charge of $10.00 each month if the balance drops below $3,000.00 any day of the month.
  • Minimum daily balance of $3,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • Current rates effective as of 6/1/2026.
  • This account has four (4) interest rates that are applicable to specified balance levels (see table below).
  • The rate may change after the account is opened.
  • Fees may reduce earnings.

Visit your local branch to open an account today.

Daily Balance RangeInterest RateAnnual Percentage Yield (APY)
Below $3,000.000.00%0.00%
Equal to or greater than $3,000.00, but less than $50,000.002.97%3.01%
Equal to or greater than $50,000.00, but less than $100,000.003.15%3.20%
Equal to or greater than $100,000.00 but less than $250,000.003.30%3.35%
Equal to or greater than $250,000.003.45%3.51%

Open an account with us.

We invite you to live local, shop local and bank local with River City Bank. Visit any of our seven convenient locations in Louisville and Southern Indiana to speak with someone from our knowledgeable and friendly team.

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