3.56% APY - Maximum Checking

One (1) direct deposit (excludes Zelle^®credits).
Ten (10) debit card point of sale debit transactions must post and settle within the statement cycle.
You must receive your monthly statement only electronically through online banking.
$50 minimum balance to open the account.
No minimum balance is required to obtain Annual Percentage Yield (APY*).
Balances from $0 to $20,000.00 -APY of 3.56%.
Balances from $20,000.01 to $100,000 -APY 3.56% to 0.95% depending on account balances. $100,000 was used for this example, but you will earn interest at the lower interest rate on balances above $100,000.
If the requirements are not met the APY in effect will be 0.30%.
APY is accurate as of 10/03/2022, and the rate may change after the account is opened.
Accounts are limited to one per tax identification number.

* Fees could reduce earnings.

Visit your local branch to open an account today.

Maximum Checking

The Maximum Checking account is the premier checking account offered by River City Bank. This account offers the low-fee convenience of our Free Checking product, combined with high-interest rates for those active account users. Bank customers who utilize their debit card, eStatements, and receive ACHs will receive a premium interest rate.

We listen, then we lend.

Whether it’s your first car or your dream home, we’re here to help fund your future. River City offers financing for both residential and commercial properties, along with personal loans for cars, boats, furniture and more. We strive for efficiency so you can get your loan faster and with lower costs, so contact us today!

Mortgage

Buying or refinancing? We help make in an easy transition.

Construction

Flexible and convenient financing for all of your construction needs.

Bridge

A stress-free way to purchase a new home and sell an old one.

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River City Bank