Fee Schedule

Online Services
Online Banking FREE
ATM and MasterMoney Debit Card transactions
River City Bank and affiliates FREE
All other machines ATM transactions

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at Meade County Bank, First State Bank, West Point Bank, or Bank of Clarkson ATM machines.)

International ATM/Debit Card Transactions 1%(of the transaction)
ATM/Debit Card Replacement fee $12.00
Check Printing Fee
Depends on style of check ordered
Counter Check Fee (per printer page) $1.00
Overdraft Item Charge & Return Item Charge (per item)
Personal Checking $28.00
Business Checking $30.00

An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be processed in the order in which they occurred, and that the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the account counts toward the total amount of the overdraft limit established by the bank.

Daily Overdraft Charge (All Checking Accounts) $5.00

Daily overdraft charge occurs if your account is overdrawn for 4 or more consecutive business days. The charge is an additional charge per day.

Deposited items returned unpaid $7.00
Stop Payment Request (if amount, payee & check # given) $30.00
All other Stop Payment Request $50.00
Account Record Research Fees
Per Item Charge (checks, statements, etc.) $5.00
** Plus Research Charge (per hour - one hour minimum) $40.00
Dormant Checking Account Fee* $10.00

(No credit or debit activity for a period of 180 days and the account has a balance of less than $200.)

Safety Deposit Box (annually)
Large $40.00
Small $25.00

**Contents not insured by the FDIC or this institution

Self Storage Box (Annually) - Middletown location only
3 x 10 $25.00
5 x 10 $40.00
10 x 10 $75.00
Safety Deposit/Self Storage Box Late Fee (15 days late) $25.00
Lost Safety Deposit/Self Storage Box Key - one (1) key $15.00
Drill and Replace Lock on Safety Deposit/Self Storage box $100.00
Wire Transfer - Customers Only
Outgoing Domestic $20.00
Outgoing International $50.00
Incoming $10.00
Attachments, Garnishments & Levies (each occurrence) $100.00
Cashier's Check - Customers Only $2.00
Notary Service - Customers Only FREE
Last updated on Apr 15, 2019

© 2019, River City Bank