Fee Schedule

Online Services
Online Banking & Bill Payment FREE
ATM and Debit Card transactions
ATM/Debit Card transactions at River City Bank & affiliates FREE
ATM Service Charge (transactions not at River City Bank or affiliates)

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at Meade County Bank, First State Bank, West Point Bank, or Bank of Clarkson ATM machines.)

ATM/Debit Card - International Transactions 1%(of the transaction)
ATM/Debit Card Replacement fee $12.00
Check Printing Fee
Depends on style of check ordered
Counter Check Fee (per printed page) $1.00
Overdraft Item Charge & Return Item Charge (per item)
Personal Checking $28.00
Business Checking $30.00

An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be processed in the order in which they occurred, and that the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the account counts toward the total amount of the overdraft limit established by the bank.

Daily Overdraft Charge (Checking Accounts Only) $5.00

Daily overdraft charge occurs if your account is overdrawn for 4 or more consecutive business days. The charge is an additional charge per day.

Chargeback Fee $7.00
Stop Payment Charge (if amount, payee & check number given) $30.00
Stop Payment Charge (incomplete information) $50.00
Account Record Research Fees
Per Item Charge (checks, statements, etc.) $5.00
** Plus Research Charge (per hour - one hour minimum) $40.00
Dormant Fee (Checking Accounts Only)* $10.00

(No credit or debit activity for a period of 180 days and the account has a balance of less than $200.)

Safe Deposit Box Rental Fee (annually)
Large $40.00
Small $25.00
Self Storage Box Rental Fee (Annually) - Middletown location only
3 x 10 $25.00
5 x 10 $40.00
10 x 10 $75.00
Safe Deposit/Self Storage Box Late Charge (15 days late) $25.00
Lost Safe Deposit/Self Storage Box Key Fee - one (1) key $15.00
Drill and Replace Lock on Safe Deposit/Self Storage box $100.00

**Contents not insured by the FDIC or this institution

Wire Transfer Fee - Customers Only
Outgoing Domestic Fee $20.00
Outgoing International Fee $50.00
Incoming Fee $10.00

Tax Levy/Garnishment Fee (fee determined by Levy and/or Garnishment)

up to $100.00
Cashier's Check - Customers Only $2.00
Notary Service - Customers Only FREE
Last updated on May 29, 2019

© 2019, River City Bank