FEE SCHEDULE
REGULAR CHECKING ACCOUNT
• There is a monthly service charge of $2.00.
• An additional service charge of $6.00 will be assessed each month if the balance
drops below $400.00 any day of the month.
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
FREE INTERNET BANKING
Internet Banking Account Access - FREE
Bill Payment - FREE
BASIC CHECKING ACCOUNT
• There is a monthly service charge of $5.00 regardless of the actual balance maintained.
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
FREE CHECKING ACCOUNT
• There is no monthly service charge.
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
• Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
• All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
NOW ACCOUNTS
• A service charge of $10.00 will be assessed each month if balance drops below $1,000 any day of the month.
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
• Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
• All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
MAXIMUM CHECKING ACCOUNTS
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
SUPER NOW ACCOUNTS
• Service charge of $10.00 each month if balance drops below $2,500 any day of the month.
• Overdraft charge - $28.00 per check, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
Overdrafts covered within 48 hours from date overdrawn will not be subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
• All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Reissue of Lost or Stolen Debit Cards – $10.00
• ATM Service Charge at Foreign ATM (per transaction) - $1.50
In addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATMs. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
MONEY MARKET ACCOUNTS
• Service charge of $10.00 each month if balance drops below $2,500
any day of the month.
• Overdraft charge - $28.00 per check, in-person withdrawals, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Overdraft charge (Business Checking accounts) - $30.00 per check, in-person withdrawals, pre-authorized automatic debits, telephone-initiated funds transfer, on-line banking transactions, or other electronic means.
• Daily Overdraft Charge for each day overdrawn - $5.00
Overdrafts covered within 48 hours from date overdrawn will not be
subject to daily charge.
• Return Item Charge - $28.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Return Item Charge (Business Checking Accounts) - $30.00 per check, preauthorized automatic debits, or other items presented by electronic means that are returned unpaid.
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Stop Payment Request (if amount, payee & check # are known) - $30.00
All other Stop Payment Requests - $50.00
• Check Printing Fee – Fee depends on style of checks ordered.
• Dormant Checking Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
• Free Internet Banking
Bill Payment - FREE
STATEMENT SAVINGS ACCOUNTS
• Service charge of $5.00 each month if balance drops below $200 any day of the month
• You may make one (1) withdrawal per month
Each additional withdrawal - $4.00
• Fee to replace lost cover and register - $5.00
• Deposited checks, or other items, returned unpaid (per item) - $7.00
• Dormant Savings Account Fee - $10.00
Dormant is defined as an account that has had no credit or debit activity for a period of 180 days and the account balance is $200 or less. You further agree that we are relieved of all responsibility if your account balance is escheated.
• Research - per hour (1 hour minimum) - $40.00
• Copies from Optical/Imaging (including statements) – $5.00
• Microfilm Copies - $5.00
• Fee for Garnishment, Attachment, or Levy (each occurrence) - $100.00
OTHER ACCOUNT FEES
Overdraft charge imposed on overdrafts created by checks, in-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized automatic debits, Telephone-initiated funds transfer, on-line banking transactions, or other electronic means. $28.00
Overdraft charge (business checking accounts) imposed on overdrafts created by checks, In-person withdrawals, ATM withdrawals, transactions using debit cards, pre-authorized Automatic debits, telephone-initiated funds transfer, on-line banking transactions or Other electronic means $30.00
Daily overdraft charge imposed daily on overdrawn accounts beginning when any Overdraft is not covered within 48 hours from the date overdrawn $5.00
Return item charge imposed when checks, preauthorized automatic debits, or other Items presented by electronic means are returned unpaid $28.00
Return Item Charge (Business checking accounts) imposed when checks, preauthorized Automatic debits, or other items presented by electronic means are returned unpaid $30.00
Dormant Fee* $10.00
* If the balance is less than the dormant fee, the fee will be the remaining balance
Deposited checks, or other items, returned unpaid $7.00
Stop Payment Request (If amount, payee, and check # are known) $30.00 All other stop payment requests $50.00
Outgoing domestic wire $20.00 Outgoing International wire $50.00
Incoming Wire - $10.00
Check Printing Fee depends on style ordered
Microfilm copies $5.00 Research per hour (one hour minimum) $40.00
Copies from Optical Disk/Imaging (including statements) $5.00
Items for special collection $15.00
Fee for garnishment, attachment, or levy
(each occurrence) $100.00
Early Account Closure Fee: $20 (if account is closed within the first 90 days)
Cashier's Checks
$2.00 will be charged for each Cashier's Check Purchased
Safety Deposit Box
Safety Deposit Box (depending on size) $25.00 or $40.00 per year
Fee for lost Safety Deposit Box key $10.00
Drill and replace lock on Safety Deposit Box $75.00
Debit/ATM card:
Reissue lost or stolen card $10.00
ATM Service charge (per transaction)** $1.50
**This service charge will apply when you use an ATM not owned by River City Bank in addition, you may be charged a fee by the financial institution, ATM operator, and/or any network used for non River City Bank ATM. Furthermore, you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.