FEE SCHEDULE

REGULAR CHECKING ACCOUNT

Service charge each month $2.00
Additional service charge each month if balance drops below $400
any day of the month $6.00

BASIC CHECKING
–Monthly service charge regardless of the balance $5.00

INTERNET BANKING
–Bill Payment (first 6 bills per month) $2.85
–Each additional bill payment $.55

NOW ACCOUNTS
–Service charge each month if balance drops below $1,000 any
day of the month $10.00

MONEY MARKET PLUS ACCOUNTS
–Service charge each month if balance drops below $2,500 any
day of the month $10.00

MONEY MANAGEMENT ACCOUNTS
–Service charge each month if balance drops below $2,500 any
day of the month $10.00
–Service charge for each check over three (3) or every
preauthorized ACH or PC
–Transfer over three (3) $10.00

STATEMENT SAVINGS ACCOUNTS
–Service charge each month if balance drops below $200 any
day of the month $5.00
–You may make one (1) withdrawal per month.
–Each additional withdrawal $4.00
–Fee to replace lost cover and register $5.00

OTHER ACCOUNT FEES
Overdraft charge imposed on overdrafts created by checks,
in-person withdrawals, ATM withdrawals, transactions using
debit cards, pre-authorized automatic debits, Telephone-initiated
funds transfer, on-line banking transactions, or other electronic
means. $25.00

Overdraft charge (business checking accounts) imposed on
overdrafts created by checks, In-person withdrawals, ATM
withdrawals, transactions using debit cards, pre-authorized
Automatic debits, telephone-initiated funds transfer, on-line
banking transactions or Other electronic means $30.00

Daily overdraft charge imposed daily on overdrawn accounts
beginning when any Overdraft is not covered within 48 hours
from the date overdrawn $5.00

Return item charge imposed when checks, preauthorized
automatic debits, or other Items presented by electronic
means are returned unpaid $25.00

Return Item Charge (Business checking accounts) ñ imposed
when checks, preauthorized Automatic debits, or other items
presented by electronic means are returned unpaid $30.00

Dormant Fee* $10.00
* If the balance is less than the dormant fee, the fee will
be the remaining balance

Deposited checks, or other items, returned unpaid $5.00
Stop Payment Request (If amount, payee, and check # are
known) $25.00
All other stop payment requests $50.00
Outgoing domestic wire $20.00
Outgoing International wire $50.00

Check Printing Fee depends on style ordered

Microfilm copies $5.00
Research per hour (one hour minimum) $40.00
Copies from Optical Disk/Imaging (including statements) $5.00
Items for special collection $15.00

Fee for garnishment, attachment, or levy
(each occurrence) $100.00

Cashier's Checks

Depositor's only first four (4) per month are free;
After first 4 (each check) $5.00

Money Orders

Money Orders (Downtown Branch only) $4.00

Safety Deposit Box

Safety Deposit Box (depending on size) $8.00 or
$16.00 per year
Fee for lost Safety Deposit Box key $10.00
Drill and replace lock on Safety Deposit Box $75.00

Debit/ATM card:

Reissue lost or stolen card $10.00
ATM Service charge (per transaction)** $1.50

**This service charge will apply when you use an ATM not
owned by River City Bank in addition, you may be charged
a fee by the financial institution, ATM operator, and/or any
network used for non River City Bank ATM. Furthermore,
you may be charged a fee for a balance inquiry even if you
do not complete a funds transfer.