FEE SCHEDULE

REGULAR CHECKING ACCOUNT

Service charge each month $ 2.00
Additional service charge each month if balance drops below
$400 any day of the month $ 6.00

BASIC CHECKING
–Monthly service charge regardless of the balance $ 5.00

INTERNET BANKING
–Bill Payment (first 6 bills per month) $ 2.85
–Each additional bill payment $ .55

NOW ACCOUNTS
–Service charge each month if balance drops below $1,000
any day of the month $10.00

MONEY MARKET PLUS ACCOUNTS
–Service charge each month if balance drops below $2,500
any day of the month $10.00

MONEY MANAGEMENT ACCOUNTS
–Service charge each month if balance drops below $2,500
any day of the month $10.00
–Service charge for each check over three (3) or every
preauthorized ACH or PC
–Transfer over three (3) $10.00

STATEMENT SAVINGS ACCOUNTS
–Service charge each month if balance drops below $200
any day of the month $ 5.00
–You may make one (1) withdrawal per month.
–Each additional withdrawal $ 4.00
–Fee to replace lost cover and register $ 5.00

OTHER ACCOUNT FEES
Overdraft charge imposed on overdrafts created by checks,
in-person withdrawals,

ATM withdrawals, transactions using debit cards,
pre-authorized automatic debits,

Telephone-initiated funds transfer, on-line banking
transactions, or other electronic means. $25.00

Overdraft charge (business checking accounts)
imposed on overdrafts created by checks,

In-person withdrawals, ATM withdrawals, transactions
using debit cards, pre-authorizedAutomatic debits,
telephone-initiated funds transfer, on-line banking
transactions or Other electronic means $30.00

Daily overdraft charge ñ imposed daily on overdrawn
accounts beginning when any

Overdraft is not covered within 48 hours from the
date overdrawn $ 5.00

Return item charge ñ imposed when checks, preauthorized
automatic debits, or other

Items presented by electronic means are returned
unpaid $25.00

Return Item Charge (Business checking accounts)
imposed when checks, preauthorized

Automatic debits, or other items presented by electronic
means are returned unpaid $30.00
Dormant Fee* $10.00

* If the balance is less than the dormant fee, the fee will
be the remaining balance

Deposited checks, or other items, returned unpaid $ 5.00
Stop Payment Request (If amount, payee, and
check # are known) $25.00
All other stop payment requests $50.00
Outgoing domestic wire $20.00
Outgoing International wire $50.00

Check Printing Fee depends on style ordered

Microfilm copies $ 5.00
Research per hour (one hour minimum) $40.00
Copies from Optical Disk/Imaging
(including statements) $ 5.00
Items for special collection $15.00

Fee for garnishment, attachment, or levy
(each occurrence) $100.00

Cashierís Checks

Depositorís only ñ first four (4) per month are free;

After first 4 (each check) $ 5.00

Money Orders

Money Orders (Downtown Branch only) $ 4.00

Safety Deposit Box

Safety Deposit Box (depending on size) $8.00
or $16.00 per year

Fee for lost Safety Deposit Box key $10.00
Drill and replace lock on Safety Deposit Box $75.00

Debit/ATM card:

Reissue lost or stolen card $10.00
ATM Service charge (per transaction)** $ 1.50

**This service charge will apply when you use an
ATM not owned by River City Bank in addition, you may
be charged a fee by the financial institution, ATM operator,
and/or any network used for non River City Bank ATM.
Furthermore, you may be charged a fee for a balance
inquiry even if you do not complete a funds transfer.